There are tons of credit cards out there that offer rewards, and if you are looking for one that offers the most then look no further. The Escape by Discover® Card comes with a great rewards program for those who enjoy to travel. Below is a brief overview on some of the details and benefits that this card provides.

Right now Discover is offering an amazing 0% introductory offer for the first six months you have your account. After the introductory six month period your APR will go up to around 11% but this number will depend on your credit score. Those who possess a credit score of 750 or higher will most definitely be able to take advantage of a lower interest rate, but those who are not in such good standing will not be eligible for the 0% introductory offer.

Once you get your card, you can avoid penalties by making sure to pay it on time. If you fail to make two payments on time you will be placed in a group that is charged a penalty rate indefinitely. However, if you are prompt in making your payments and are not late then you can enjoy all of the exceptional rewards that this Discover rewards program offers. Below, take a look at the benefits and features of this car as well as the terms and conditions before applying.

The best bonus that the Discover Escape card offers is receiving 25,000 miles when you open your new account. These rewards are not all at once and the condition is you will receive 1000 miles for each month you make a purchase in the first 25 months. You can redeem these bonus miles for travel, gift cards, merchandise or you can even receive cash back in exchange for your miles.

Discover also has a program called ShopDiscover. This program partners with a wide variety of retailers that cover almost every category. You can choose from restaurants, hotels, shopping, and even airlines. When you shop from these participating affiliates you earn double miles which is a huge bonus.

In addition, Discover has a new thing called cash back bonus. Its where they give back cash discounts. Almost everyone is familiar with how cash back reward cards work, but there are some siginificant details. On the first $3,000 spent during any calendar year, you will earn on all purchases .25%. After you have passed that $3,000 limit you will be able to earn 1% unlimited cash bonus points. This is excellent if you plan on using your credit card excessively, and if you do so then this is definitely the right program for you.

For those of you who pay on time every month for six months will also receive a bonus. This bonus is called a “pay on time” bonus. If you fail to make your payments on time and miss two of them not only will you forfeit this bonus but you will also be penalized so make sure to be prompt. Also if your account has inactivity for more than 18 months, you risk losing your points as well.

If you are a frequent traveler, this Discover card also offers great insurance benefits for you. If you take a trip and lose your luggage, you can claim it on your Escape card. You heard it right, this Discover card has lost or damaged luggage insurance. On top of that if you get sick right before your next vacation and have to cancel your flight then don’t worry. If you booked your flight using your Escape card then Discover also offers trip cancellation insurance. They also offer car rental insurance in case you unfortunately have a traffic accident.

So if you are a frequent traveler and are looking for a credit card to maximize your rewards then look no further. The Escape by Discover® Card is one of the best ones out there and has left no stones unturned when it comes to travel benefits offered. Your bonus points will follow you as long as you remain a loyal customer and can easily be redeemed.

Lastly,  if you have a good credit standing you can qualify for their amazing 0% introductory offer and the lower interest rate once the offer is over. Should you not have good enough credit you may still be qualified and can still enjoy all of the benefits of this card, however expect to pay more on the interest.