The Discover Miles travel credit card, as the name would suggest, is a credit card that awards you travel miles each time you use your credit card to make a purchase. For starters, upon signing up for the card and using it, you will be awarded 1000 bonus miles for every month you make purchases in the first year. That equals to 12,000 bonus miles in addition to the accrued mile per dollar spent on eligible purchases.  Plus in the first year you get double miles for every dollar spent on travel costs and restaurants.

The Miles by Discover® Card offers an 0% introductory APR for the first six months to new cardholders on purchases and balance transfers. Other benefits of  the Discover Miles card is that there are no annual fees, no overlimit fees and no fees for redeeming miles and no blackout dates. As long as your account is current and active and you haven’t missed more than two payment periods, there are no limits or expiration dates on the accumulated miles.

Once you accumulate a substantial amount of miles, you can then redeem them for free flight tickets, cash returns, gift certificates, or even get branded merchandise from selected stores. The miles can also be used on certificates for special dining rights, vacation cruise packages, and car rental and hotel services among other attractive offers.

The only notable downside is that after the introductory interest rate of 0% APR for the first 6 months, the rate will significantly increase to anywhere from a variable 10.99% to 16.99% APR which will be dependent on your credit score. It’s advisable to pay off your balance each month so you don’t have to incur interest charges and can enjoy the travel reward benefits.

With advancement in technology, today you can even see how many miles you have collected in your monthly account statement, and if you cannot wait for the monthly bill statement to come, you can check your miles conveniently and easily online. Another notable drawback is that the airline miles are not transferable from one card holder to another, even in between card holders of the Discovery credit card themselves.

You are supposed to redeem and book your airline ticket at least 21 days (3 weeks) in advance and because the tickets have no black out date, you can fly anytime within a year of redemption. If your card has attracted over 10,000 miles, you may be entitled for a reduced price on your airline ticket, so be sure to check your miles on a regular basis, and to use the card regularly so you can accumulate as many points as you can.

Should you wish to close your account, you will have the option of exchanging the remaining Miles for cash, but on condition that the points are at least 5000 as of the time of filing for a closure request. With all these offers and many more, there really is no time to waste here, you should discover and explore the world with your Discover Miles Credit Card, and wait to get rewarded for doing exactly that.

In conclusion, Miles by Discover® Card is recommended for those who want to collect travel points but still enjoy the flexibility to book their own travel schedule rather than use an in-house travel agent.